Build your financial savings with the AHEAD 401(k) plan. You can choose to make before-tax or Roth after-tax contributions to your 401(k) account. Plus, AHEAD will invest in your future by matching your contribution $1 for $1 on the first $5,000 contributed.

• • Enrollment and contribution changes can be made at any time online.
  • New hires are automatically enrolled at a 3% before-tax contribution rate, 30 days after your date of hire. Your elected contributions will start with the first payroll of the month, the month following your date of hire.
  • Matching contributions are made each pay period (until you reach your $5,000 maximum employer match). You are immediately 100% vested on all matching contributions.
  • If you are starting with AHEAD after January 1 and have already contributed to your previous employer’s 401(k) plan this year, you have a joint year-to-date maximum you may contribute for both employers. As a best practice and to assist you in setting the correct contribution limit with Empower, AHEAD’s 401(k) recordkeeper, download your previous employer’s year-to-date statement, review your contributions, and subtract that from the contributions you elect for AHEAD’s plan. For more information on the consequences of excess 401(k) contributions, follow this link to information from the Internal Revenue Service.

Enrollment and contribution changes can be made at any time online. The 2026 contribution limit is $24,500; and $8,000 for catch-up contributions (for those age 50+). Plus, there’s additional catch-up contribution limit for those age 60-63 up to $11,250.

• Those on bi-weekly payroll schedule (hourly/nonexempt) must submit changes by 11:59 pm CT on the Thursday prior to a payroll week in order for the change to make it on the next payroll.
• Those on the semi-monthly payroll schedule (salary/exempt) must submit changes by 11:59 pm CT 14 days prior to the upcoming payroll date in order for the change to make it on the next payroll.